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Employers

Reduce Your Annual Drug Spending & Save Your Employees Hundreds

With today’s healthcare reform, employers are struggling to find affordable solutions to offering prescription drug benefits for their employees. Marley Drug’s Extended Supply Generic Drug Program is designed to save your employees hundreds on expensive co-pays and deductibles, as well as help you reduce your annual drug spending by 40%.

Marley Drug helps protect employers like you from Pharmacy Benefits Managers(PBMs), who greatly mark-up prices on generic drugs and bill you for ‘ingredient costs,’ a non-sense term meant to confuse you. When your employees use Marley Drug, it’s a private transaction between us and them, and you don’t file a claim with the insurance. You are not charged for the prescription drugs and your employees realize significant cost savings on over 400 generics on our list.

For example, when submitting a claim, a one-year supply of generic Plavix (clopidogrel) 75mg #360 costs you $600 and the employee a co-pay of $120. With Marley Drug, a one-year supply of the same drug eliminates any charge to the employer and only costs the employee a one-time co-pay of $70.

Some employers are introducing our generic drug program as part of their open enrollment and have already noticed cost savings.  Refer your employees to Marley Drug and make a positive change to today’s reform!

“A medium-size, self-insured employer saved over $85,000 annually on their drug benefit costs.”

Get your employees on board with Marley Drug. Call 800-286-6781.

What about the rest of your health plan’s pharmacy benefit? Marley Drug can help!

Marley Drug has relationships with many trustworthy Pharmacy Benefits Consultants and truly transparent Pharmacy Benefits Managers. Not sure where to turn? Look over the information below then give us a call for a FREE review your current pharmacy plan and discuss your options.

Pharmacy Benefit Consultants

A Wall Street Journal (WSJ) article, criticizes pharmacy benefit consultants for receiving financial remuneration from PBMs and thus, creating  a conflict against working in the best interest of a plan sponsor.

For example, one payment model referred to as a “per-prescription method” has the PBM paying a consultant for each prescription filled under the prescription plan of a plan sponsor.Implicit in the article is whether the pharmacy benefit consultant, with a financial interest in the contract between the PBM and plan sponsor, can act within the plan sponsor’s best interest.

Click here to print a free “Benefit Consultant Conflict of Interest Disclosure Form.”

Click here to print a free copy of “Pharmacy Benefit Consultants Examining the Role of Consultants
in Pharmacy Benefit Management”.

Pharmacy Benefits Managers

Pharmacy Benefit Managers are third-party administrators who manage prescription drug plans for employers “plan sponsors”. There are approximately 76 PBMs administering prescription drug plans for more than 215 million Americans  The prescription drug industry is complex and highly technical — with PBMs connecting plan sponsors, pharmaceutical manufacturers, and pharmacists. While PBMs can provide industry knowledge to plan sponsors, how they operate is often unclear. For example, PBMs negotiate with pharmaceutical manufacturers to set prices for drugs; they also may negotiate rebates for using certain drugs — information that is not publicly available. Due to the lack of transparency, PBMs practices have been the subject of investigations and lawsuits.

Click here to print a free copy of ” Contract Negotiating Tool: Information on Contracts with Pharmacy Benefit Managers.”

State Regulations in Pharmacy Benefit Management

While PBMs are subject to many federal laws governing businesses, such as the False Claims Act, the
Federal Trade Commission Act, and the Anti-Kickback Act, no federal agency or law is responsible for regulating the PBM industry. Likewise, at the state level, the majority of states do not regulate PBMs. The states that do regulate PBMs vary as to the aspect of PBM activities they regulate and to the extent they impose regulations.

Click here to print a free copy of “State Regulations in Pharmacy Benefit Management”